Homeowners & Developers · Step 1 of 7

Describe your project. AI writes the proposal.

Tell Steward what you need. The AI turns your description into a formal, contractor-ready proposal — and automatically flags permit requirements for your state and county before a single contractor is contacted.

No more vague contractor calls
getstewards.com/projects/new
New project
Project type
Kitchen remodel — full gut renovation
Address
2847 Maple Ave, Austin, TX 78704
Max budget
$48,000
🔎 Permit notice — Travis County, TX
Plumbing relocation and electrical changes typically require a permit in this county. This requirement has been added to your proposal automatically.
Generate proposal with AI →
Homeowners & Developers · Step 2 of 7

Review quotes. AI catches the gaps before you do.

Contractors submit structured quotes through Steward. The AI compares every quote against your proposal — flagging budget overruns, timeline gaps, and scope mismatches before you sign anything.

Stop guessing whether the quote is fair
getstewards.com/projects/quotes
Rivera Construction Co.
Under review
Total
$51,200
Timeline
10 weeks
Milestones
4
⚠ Budget — 6.7% over your stated max
Quote total is $3,200 over your $48,000 maximum. Negotiate before accepting.
⚠ Timeline — 2 weeks over your target
Contractor estimates 10 weeks vs. your 8-week target. Confirm this is acceptable.
Accept quote
Negotiate
Homeowners & Developers · Step 3 of 7

Sign a legally binding contract. Everything on record.

Steward generates a state-specific contract from the agreed quote. Both parties sign digitally — every term, milestone, and payment amount is locked in writing from day one. No PDFs emailed back and forth.

State-specific. Legally enforceable.
getstewards.com/projects/contract
Contract ready to sign
Kitchen remodel — full gut
TX contract
Rivera Construction · $51,200 · 10 weeks
Homeowner signature
Marcus Johnson
Signed Aug 2, 2026
Contractor signature
Awaiting contractor signature…
Both parties receive a signed copy by email
Homeowners & Developers · Step 4 of 7

Fund milestones. Your money is protected until the work is approved.

Pay each milestone into Stripe-protected holding before work begins. Contractors cannot access a single dollar until you verify and approve the completed work. Open a dispute at any time — funds stay frozen until it's resolved.

Your money, protected until you say so
getstewards.com/projects/milestones
Milestones
1 of 4 funded
🔒 Stripe-protected payment holding
Demo & rough framing
Funded · In progress
$10,200
Plumbing & electrical rough-in
Not yet funded
$14,000
Cabinet & counter install
Not yet funded
$18,500
Finish & punchlist
Final milestone
$8,500
Fund next milestone — $14,000
Homeowners & Developers · Step 5 of 7

AI reviews the photos. You make the final call.

When a contractor marks a milestone complete, Steward's AI analyzes every submitted photo — flagging incomplete work, quality issues like uneven surfaces or misaligned cabinets, and anything that doesn't match the milestone scope.

Stop approving work you can't fully evaluate
getstewards.com/milestones/review
Demo & rough framing
Pending review
🪵
🔨
🏗️
✓ AI review complete — no issues flagged
Framing appears complete and square. Subfloor exposed per scope. No concerns identified in the submitted photos.
Approve & release $10,200
Dispute
Homeowners & Developers · Step 6 of 7

Project complete. Full record. Total transparency.

When all milestones are approved, the project closes and payment is released instantly. The complete record — every contract, photo, milestone, and payment — is stored permanently in Steward.

A permanent record of everything
getstewards.com/projects
Project complete
Kitchen remodel — full gut
Demo & rough framing
Released Aug 8
$10,200
Plumbing & electrical
Released Aug 17
$14,000
Cabinet & counter install
Released Aug 29
$18,500
Finish & punchlist
Released Sep 4
$8,500
Total paid to contractor
$51,200
For Developers & Investors · Step 7 of 7

Managing multiple projects? Steward scales with you.

Developers and investors get a portfolio-level view across all active projects — progress by property, contractor performance, milestone status, and payment history in one dashboard. Share read-only access with partners or LPs instantly.

Built for multi-project portfolios
getstewards.com/portfolio
My portfolio
3 active
Invested
$182k
Released
$74k
Pending
$108k
2847 Maple Ave — Kitchen
Milestone 3 of 4 · Rivera Construction
75%
519 Oak St — Full renovation
Milestone 2 of 5 · Summit Builders
40%
Lot 12, Cedar Park — Addition
Milestone 1 of 6 · TruBuild Co.
15%
Homeowners & Developers · Pricing

Transparent pricing. No surprises.

Start protecting your project for $10 a month. Developers and investors managing multiple properties get portfolio-level tools starting at $49 a month. Either way, you pay just $5 per milestone on top — nothing else is hidden.

$5 per milestone, that's it
getstewards.com/pricing
Choose your plan
Homeowner
$10
/mo + $5 per milestone
Up to $150k contract value
AI quote inconsistency check
AI milestone photo review
State-specific contract
Full project oversight
Multiple contractor quotes
Get started — first month free
Contractors · Step 1 of 5

Receive structured project invites. Know the full scope before you commit.

Homeowners send a formal Request for Proposal through Steward — with full scope, budget ceiling, timeline, and property address. You know exactly what you're bidding on before committing a minute of your time.

No more tire-kicker site visits
getstewards.com/dashboard
New project request
Action needed
Kitchen remodel — full gut
RFP
2847 Maple Ave, Austin, TX 78704
Budget max
$48,000
Timeline
8 weeks
State
TX
Remove and replace all cabinets, counters, and appliances. Move sink to island location…
Accept & build quote
Decline
Contractors · Step 2 of 5

Build a professional quote. Request mobilization in one click.

Create a structured milestone quote with amounts and timelines. Toggle mobilization to request upfront funds before breaking ground — it populates automatically as the first milestone, with no photo approval required.

Get paid to show up, not just to finish
getstewards.com/projects/quote
Your quote
Mobilization requested — $7,680
15% upfront added as the first milestone. No photo approval required to release.
Mobilization
Upfront · No photos required
$7,680
Demo & rough framing
3 weeks
$10,200
Plumbing & electrical
2 weeks
$14,000
Cabinet & counter install
3 weeks
$18,500
Total
$51,880
Submit quote
Contractors · Step 3 of 6

All your projects in one place. No more inbox chaos.

Stop managing jobs through texts and emails. Every project, deadline, milestone, and message lives in one organized dashboard — so nothing falls through the cracks and you never miss a payment because you missed a notification.

No more confused projects or missed deadlines
getstewards.com/dashboard
My projects
3 active
Kitchen remodel — Maple Ave
Action needed
Milestone 2 photos awaiting approval
Due Aug 24
$14,000 pending
Bathroom remodel — Oak St
On track
Milestone 1 in progress
Due Sep 10
$8,400 funded
ADU addition — Cedar Park
Contract signing
Awaiting homeowner countersignature
Starting Aug 15
$95,000 contract
Contractors · Step 4 of 5

Submit photos. AI pre-screens them before the homeowner sees.

When you complete a milestone, Steward tells you exactly which photos to upload for that type of work. The AI reviews them for completeness first — so you get faster approvals and fewer disputes over insufficient evidence.

No more "your photos weren't clear enough"
getstewards.com/milestones/submit
Demo & rough framing
Upload photos
AI guidance: show framing square and complete, subfloor exposed, and no visible structural concerns.
🪵
🔨
+
✓ AI pre-check passed
2 of 2 required photos reviewed. Work appears complete. Ready to submit to the homeowner for approval.
Submit for homeowner approval
Contractors · Step 5 of 5

Get paid the moment work is approved. No invoicing. No chasing.

Payment releases directly to your bank account the instant the homeowner approves. No 30-day NET terms, no chasing checks, no awkward follow-up calls. Your earnings dashboard shows exactly what's paid, what's pending, and what's coming.

Instant payout on approval
getstewards.com/contractor-reports
My earnings
Total earned
$17,880
Awaiting payout
$14,000
Active projects
2
Remaining work
$27,000
Mobilization
Paid Aug 2
$7,680
Demo & rough framing
Paid Aug 8
$10,200
Plumbing & electrical
Submitted · Pending approval
$14,000
Contractors · Pricing

Free to use. Always. No catch.

Contractors never pay to use Steward. No subscription, no per-project fee, no commission taken from your payments. The platform is free because protecting both sides of every project is how we grow.

$0 — free forever for contractors
getstewards.com/pricing
Contractor plan
$0
always free — no credit card required
Guaranteed payment within 48 hours of approval
Unlimited projects
Automated dispute resolution with full paper trail
Organized milestone tracking — no more lost texts
Real-time message translation
Sign up free →
Lenders · Overview · 1 of 4

Manage renovation loans with milestone-gated disbursements.

Steward gives family offices and private lenders a structured way to deploy renovation capital. Funds release only when AI-verified work is complete and approved — not on request, not on trust, and never in a lump sum.

Funds tied to verified progress, not promises
getstewards.com/lender/dashboard
Lender dashboard
Enterprise
Total deployed
$2.4M
Active projects
14
Released to date
$890k
Held pending
$1.51M
2 draw requests pending your approval
Milestone evidence submitted and AI-reviewed. Awaiting lender gate before funds are released.
Review pending draws
Lenders · Portfolio Visibility · 2 of 4

See every project in your portfolio, in real time.

One dashboard shows all active borrower projects — current milestone, progress percentage, days elapsed, and amount disbursed. Drill into any project for photo evidence, contractor records, and the complete payment history.

No more status-update calls
getstewards.com/lender/portfolio
Active loans
14 projects
Johnson — Kitchen remodel
$51k loan · Milestone 3 of 4 · 75% complete
On track
Martinez — Full renovation
$128k loan · Milestone 2 of 5 · 40% complete
Draw pending
Chen — ADU addition
$95k loan · Milestone 1 of 6 · 20% complete
On track
+ 11 more projects
Lenders · Draw Management · 3 of 4

Funds release only when work is verified and you approve.

Each draw is tied to a specific milestone. The borrower approves AI-reviewed photo evidence, and only then does the disbursement unlock for your review. You can require lender sign-off as an additional gate before any funds move.

Risk-aligned disbursements at every stage
getstewards.com/lender/draws
Draw request
Pending approval
Martinez — Full renovation
Milestone 2
Plumbing & electrical rough-in · $28,400
✓ AI review passed · Borrower approved
4 photos verified. Work scope matches milestone. Borrower signed off Aug 17. Awaiting lender gate.
🔧
🪛
📋
Approve draw — $28,400
Hold
Lenders · Reporting · 4 of 4

Built-in documentation for compliance and LP reporting.

Every project generates a complete audit trail — signed contracts, milestone-by-milestone photo evidence, and timestamped payment records. Export portfolio summaries for quarterly LP reporting or regulatory review in one click.

Audit-ready by default
getstewards.com/lender/reports
Portfolio reports
Q3 2026
Quarterly summary
Ready to export
Loans active
14
Deployed
$2.4M
Released
$890k
Per-project audit trail includes:
Signed contracts & borrower agreements
Milestone photo evidence with AI review notes
Timestamped payment records per disbursement
Export LP report — PDF
Lenders · Pricing

Custom pricing built around your portfolio.

Lender and enterprise plans are priced based on portfolio size and feature requirements. Unlimited projects, unlimited contract value, dedicated account management, and a customized interface for your borrowers and clients.

Contact us for volume pricing
getstewards.com/pricing
Lender / Enterprise
Custom
Annual pricing · Volume discounts available
Unlimited projects and contract value
Dedicated account manager
Customized interface for your clients
AI milestone photos replace in-person inspections
Team members and sub-accounts
LP reporting and full audit trail
Contact us →
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